Low Cost Pet Insurance
Finding low cost pet insurance can be a tough task, and with the cost of owning a pet not being the cheapest of things, finding low cost pet insurance can often be incredibly important. There are a number of things to think about.
What age of animal are you seeking low cost pet insurance for? Often, insurance companies will not pay out on older animals. Does your pet have an illness prior to you taking out an insurance plan? If your pet has a pre-existing illness, it is worth checking to see what the terms are relating to any veterinary care that may arise due to this illness.
Remember when looking for a right low cost pet insurance, policies often will not cover you for routine treatments such as vaccinations, spaying, pregnancy, and other routine check ups. It is important you read fully what the plan entitles you to, and what circumstances qualify you to make a claim.
Low Cost Pet Insurance: As of December 2006
Low cost pet insurance can be found if you shop around. Tesco pet insurance is good as the policy stays the same as your pet gets older and is also very good for people looking to insure more than one pet. You can receive a 10% discount by insuring more than one pet online, with cover plans covering up to £2.5k or £4k
As far as discounts go, M&S offer the standard 5% discound when ordering online, they also offer 5% discount for every additional pet insured, however, you will not recieive the 5% discount for ordering online if you receive the 5% discount for more than one pet. The maximum cover is quite high, reaching £7k per year. M&S offer the ability to tailor your low cost pet insurance by offering you the chance to adjust your excess to receive a higher discount. Beware however that excess means in the event of you making a claim, that is the amount you will be required to pay before you receive a pay out.
esure offer good options for those looking to purchase a low cost pet insurance plan. Discounts are on offer for purchasing online, multiple pet insurance policies and also discounts for if your pet is microchipped. esure is also an option worth looking into as they cover alot of eventualities, some that are not covered by other plans.
Low cost pet insurance can also be sought via More Than. More than offer a 15% discount for both taking out a policy online, and for insuring more than one pet. With More than, excess charges vary, with dogs being £75 or 15% - whichever is higher. In the case of cats, the excess is £55 or 15%, again - whichever is higher.